September 29, 2026
City boundaries: Atlantic Beach, Neptune Beach, Jacksonville Beach and Ponte Vedra Beach, Florida.
Analysis CSV
Answer First
In Zillow's August 2026 top-tier ZHVI, Ponte Vedra Beach was about $1.850 million, Atlantic Beach $1.567 million, Neptune Beach $1.251 million and Jacksonville Beach $1.017 million. Year over year, the series rose 6.0% in Neptune Beach and 4.7% in Ponte Vedra Beach, while Atlantic Beach and Jacksonville Beach were nearly flat. These are modeled city-level values, not closed luxury-sale medians.
Metric definition
Zillow top-tier ZHVI: a smoothed, seasonally adjusted estimate of typical value for homes in the 65th to 95th percentile of each city's housing stock. It is not a median sale price, appraisal, asking price or luxury-only transaction sample.
What the data show
- Ponte Vedra Beach had the highest August 2026 top-tier ZHVI of the four selected cities at approximately $1.850 million.
- Neptune Beach recorded the strongest one-year movement in this four-city selection, up 6.0% from August 2025.
- Atlantic Beach and Jacksonville Beach were essentially flat year over year at -0.2% and -0.1%, respectively.
- Five-year changes ranged from 17.2% in Jacksonville Beach to 36.3% in Ponte Vedra Beach. The comparison does not control for property mix or establish performance for a specific neighborhood, waterfront position or price band.
Data table
| City | Aug. 2021 | Aug. 2025 | Aug. 2026 | 1-year | 5-year |
|---|---|---|---|---|---|
| Ponte Vedra Beach | $1,357,482 | $1,766,234 | $1,849,617 | +4.7% | +36.3% |
| Atlantic Beach | $1,184,055 | $1,569,737 | $1,566,667 | -0.2% | +32.3% |
| Neptune Beach | $956,686 | $1,180,278 | $1,250,988 | +6.0% | +30.8% |
| Jacksonville Beach | $867,705 | $1,018,242 | $1,017,071 | -0.1% | +17.2% |
Methodology
- Selected the four city rows whose RegionName and Florida geography matched the client service area.
- Used the August month-end observations for 2021, 2025 and 2026 from Zillow's top-tier city ZHVI file.
- Calculated one-year and five-year percentage changes from the unrounded source values, then rounded displayed dollars to the nearest dollar and changes to one decimal place.
Limits
- Top-tier means the 65th to 95th percentile within each city; it is not a universal luxury threshold and excludes the highest 5% by definition.
- ZHVI is a modeled value index for the housing stock, not a count or median of completed sales.
- Citywide values cannot establish oceanfront, waterfront, golf-community, gated-community, street or individual-property effects.
- Ponte Vedra Beach is in Saint Johns County; the three Beaches cities are in Duval County. The analysis does not merge those geographies.
Sources and attribution
- Zillow Research Housing Data
Public CSV series downloaded September 29, 2026. Zillow requires clear attribution. Historical series can be revised in later releases.
Analysis by Curated Luxury Homes from the cited provider data. This is educational market context, not an appraisal, investment advice or a representation of a specific property's value.